When considering used car prices for the 2022 XC90 PHEV T8, it currently has a market price of approximately $35,430 (converted from RMB 248,000 at a 7:1 exchange rate), representing significant depreciation from its original MSRP of ~$127,840—this makes it an attractive option for buyers evaluating used car values in the hybrid SUV category. Annual insurance costs typically range from $1,800 to $2,500. Energy costs are highly efficient: home charging costs roughly $0.50-$0.70 per full charge (for 50 km range), while hybrid mode fuel costs average ~$0.10 per km, contributing to lower overall running costs compared to non-hybrid vehicles. Long-term savings from reduced fuel consumption offset some initial depreciation expenses, making it a worth buying choice for those seeking a balance of luxury and efficiency in used hybrid cars.